Mortgage Foreclosure Surplus Claims
When a foreclosed property sells for more than the mortgage debt and eligible liens, the remaining proceeds may belong to the former owner or their lawful heirs.

We don't charge anything upfront
Money left over from mortgage foreclosure sales and county tax auctions can remain with courts and counties. We locate it, document your claim, and help return it to the person it actually belongs to.
Who we are
LD Funding Group LLC is an asset recovery firm specializing in surplus funds from tax and mortgage foreclosure sales. We work directly with county offices and court clerks to help you retrieve what is already yours — no matter how complicated the file looks on paper.
Heirs, multiple owners, competing liens, out-of-state filings, probate paperwork: these are the cases we take on. Most of our clients never knew the money existed until we called.
Our services
We concentrate on mortgage foreclosure and tax sale surplus claims, including related heir documentation when the former property owner has passed away.
When a foreclosed property sells for more than the mortgage debt and eligible liens, the remaining proceeds may belong to the former owner or their lawful heirs.
A county tax foreclosure or tax deed sale can produce proceeds beyond the taxes and costs owed. We trace those funds and prepare the proper claim for release.
How we help
We trace claims through court registries, county records and state databases to confirm exactly what is owed, who holds it, and which statute governs the release.
Once a likely claim is identified we reach out directly and discreetly. No pressure, no cold-call scripts — just a clear explanation of what we found.
We work purely on contingency. Research, filing and attorney costs are ours to carry until funds are released to you.
Our work stays focused on mortgage foreclosure and tax sale surplus claims, so every file receives a process built for property records and county requirements.
Foreclosure auction or tax deed sale, every file is handled to the same ethical standard, with written terms before anything is signed.
We carry the paperwork, deadlines and follow-up so the claim keeps moving while you get on with your life.
The process
Give us a name, a property address or a county. We confirm whether a surplus exists and how much is being held.
You receive our terms in writing — the fee, the timeline, and exactly what we will do. Nothing is charged upfront.
We assemble proof of ownership and, where required, an attorney files the motion or claim on your behalf.
The court or agency releases the funds, our agreed percentage is deducted, and the balance goes straight to you.
Where we work
Ohio · Michigan · Indiana · Illinois · Missouri · Minnesota
Georgia · Florida · South Carolina · North Carolina · Tennessee · Alabama
Virginia · Maryland · Pennsylvania · New Jersey · New York · Massachusetts
Texas · Oklahoma · Louisiana · Arkansas · Mississippi · Kansas
Arizona · Nevada · Colorado · New Mexico · Utah · California
Washington · Oregon · Idaho · Montana · Wyoming · Alaska
Client reviews
“I lost my home after falling behind while caring for my mother. Months later, LD Funding Group called and said the foreclosure sale had produced money beyond what was owed. I was skeptical and asked Lisa to send everything in writing. She showed me the sale record, explained where the funds were being held, and never pressured me. Once I signed, the team gathered the documents and kept me updated as the claim moved through the court. The recovery gave me room to catch up on rent and finally breathe again.”
“An inherited property had been sold because of old taxes, and I assumed that was the end of it. LD Funding Group contacted me after finding my family in the county record. They walked me through the auction numbers and explained why the excess proceeds could belong to the heirs. There were several documents to collect, but I always knew what was needed and why. The process took patience, yet the communication stayed consistent until the county approved the release.”
“After the foreclosure I moved twice and wanted nothing more to do with that chapter. When the first letter arrived, I thought it might be a scam. Lisa encouraged me to verify the case with the court before making any decision. That mattered to me. The agreement was clear, there was no upfront payment, and the team handled the filings while I focused on work. I appreciated that every update included a real next step instead of a sales pitch.”
One short conversation is all it takes to find out. There is no cost, no obligation, and no pressure to move forward.